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Spear’s Landscape, Inc. is proud to partner with the Belgard Preferred Payment Program to offer our customers flexible financing options for their landscape design projects.




The same-as-cash financing options are available only through Belgard-authorized and participating contractors. Benefits of the program include:

  • No payments or interest for 12 months on approved credit. Most competitors require a monthly payment during a same-as-cash period.
  • 100% unsecured financing, from $1,000 to $55,000 on approved credit.
  • A quick, easy, and safe toll-free loan-by-phone application process, with no paperwork.
  • A fast credit decision in about 10 minutes.
  • Convenient hours of operation.
  • Peace of mind as you provide personal financial information directly to the bank, not to a dealer or over the internet.
  • No application fees, no closing costs, and no prepayment penalties.

There’s no reason to delay the start of your dream landscape project. Together with Belgard, we provide the financing options you need to make that dream a reality.

Contact Spear’s Landscape to begin the design process.

For questions about the Belgard Preferred Payment Program or to apply, call 1-888-732-1122.


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Loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. 16.94% fixed APR, effective 5/10/17, subject to change. Interest waived if repaid in 365 days.

EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS.

“Spear’s Landscape did an excellent job, start to finish. They took our ideas and turned them into a beautiful, well-designed backyard our entire family can enjoy.”

– Bill and Sue Palmer

Start the design process today! Give us a call at 763-463-9535.