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Make Your Home Improvement Dreams Come True Today!

Why Wait? There’s 365-Day Same-As-Cash.

With the Belgard Preferred Payment Program which is only available through authorized and participating contractors, you’ll get:

  • No payments and no interest for 12 months on approved credit (most competitor’s require a monthly payment during the SAC period)
  • 100% unsecured financing from $1,000 to $55,000 on approved credit
  • A quick, easy, and safe toll-free loan-by-phone application process
  • A fast credit decision in about 10 minutes
  • No paperwork
  • Peace-of mind because you provide your personal financial information directly to the bank and not to your dealer or over the internet
  • Convenient calling hours
    • Monday-Friday, 8:00 AM to 1:00 AM (EST)
    • Saturday, 9:00 AM to 8:00 PM (EST)
  • No application fee—No closing costs—No prepayment penalties

So don’t delay.  You can complete your home improvement now rather than later. Working with Spear’s Landscape, Belgard and attractive same-as-cash payment option makes your decision easier.

Want to get a head start on your project design and cost contact Spear’s Landscape.

Have a question about the Belgard Preferred Payment Program or want to apply?  Realizing your home improvement dreams is only a toll-free call away.



Loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time.  Repayment terms vary from 24 to 132 months.  16.94% fixed APR, effective 5/10/17, subject to change.  Interest waived if repaid in 365 days.

EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams.  EnerBank USA is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS.

“Spear’s Landscape has been great.  Marshall worked diligently with us to design a beautiful landscape that was also within our budget.  The crew was always on time, kept the area clean, and finished the project on time.  We feel they exceeded our expectations and we can’t be any happier with our new landscape!”

– Jon & Denise Richards

Start the design process today! Give us a call at 763-463-9535.